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"Customers and end-users are expecting new things in a much faster pace than before, prompting companies to come up with new products in a pace that…could never be done by traditional manufacturing," Agam said in an interview in Shanghai.

"Companies in emerging markets need to offer their consumers a compelling vision so that they not only resolve problems today, but even address problems on the horizon," Lei said.

"Chinese consumers are becoming more rational, and they are not blindly following the crowd to imitate others," said Zhao Ping, deputy director of the Chinese Academy of International Trade and Economic Cooperation of the Ministry of Commerce.

"Customers are buying insurance they need the most, not the cheapest or most expensive financial product," she said. "The trend to cultivate highly qualified salesmen will further stimulate demand and lead the market in a healthy direction."

"Cultural identity is important for any cooperation. To make things happen, people working together should first identify with each other," Zhang Laibin, president of the university, told China Daily's website on March 31.